Overview

This is a hybrid role, with the expectation that time working will regularly take place inside and outside of a company office.

First Citizens Bank offers an exciting summer internship program that provides development opportunities and hands on work experience while creating a talent pipeline for the Bank. Our interns will apply classroom knowledge in a corporate environment while making a positive impact across the organization and the communities we serve. Come help First Citizens build for the future!

As an intern in the Special Assets Division of First Citizens Bank, you will be exposed to stressed and distressed C&I loans originated in our Commercial Bank. The Commercial Bank supports large corporate and middle market clients.

You will support our team with day-to-day activities surrounding problem loans, including but not limited to such tasks as: spreading financial statements, analysis (learning cash flow, financial ratio and sensitivity analysis, compliance reporting monitoring, exposure to risk rating and impairment analysis, and using online risk reporting tools.

Our intern will be provided exposure to various divisions such as Telecom/Media/Technology, Aerospace, Maritime, Capital Equipment Finance, Energy, Project Finance and ABL.

You will have an opportunity to listen in on client calls and to interact with other parts of the Bank, including relationship teams, portfolio managers, Legal, Compliance and Operations.

Are you ready to intern on our team?

Responsibilities

In this role, you will:

• Be part of a dynamic team with interesting projects. Accountabilities can and may include areas such as research, analytics, projects, strategy, process review and improvement, as well as technology enhancements and support.

• Attend professional development sessions, informational sessions, networking and community service events.

• Have a dedicated manager and program manager to help you navigate the bank and the internship program.

• Be assigned a project, designed to improve a specific process or solve a problem that you will present at the close of the internship.

• Prepare a wrap-up presentation to be shared with the division leader and other key stakeholders in the company to outline your accomplishments and experience during the internship

Internship dates: 5/28/2025 - 8/01/2025

Qualifications

Required qualifications:

• High School Diploma or GED and 1 year of experience

• Currently enrolled at an accredited collegiate institution (during the time of the summer program)

• Ability to work 40 hours per week during the duration of the program

Preferred qualifications:

• 3.0 minimum GPA

• Strong desire to learn and grow

• Possess a positive attitude, naturally curious and enjoys collaborating with others

• Strong verbal and written communication skills

• Critical thinking skills

• Ability to multitask

• Ability to adapt and adjust priorities based on business needs

• Ability to take direction and absorb information quickly

First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits

The base pay for this position is generally between $26.44 and $34.32. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Together, First Citizens and Silicon Valley Bank offer you the strength and stability of a diversified financial institution with over 125 years of service and the personalized approach of a nimble financial partner. First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts.