You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

B usiness Unit/Role Specific Info

At American Express, we maximize Machine Learning and Artificial Intelligence to make more thoughtful predictions and provide actionable insights. We empower colleagues to unlock potential through Data, Technology & Innovation. Our team’s goal is to help the organization make fact-based and scientifically developed decisions around risk and opportunities. Finance Decision Scientists work closely with other teams in Finance, Business, and Risk to define new methods of prediction and align them with business strategy. You will join a very hardworking team with strong intellectual curiosity. Our team is passionate about solving business problems through data and technology.

This position will be based in New York, NY

How will you make an impact in this role?

• We innovate and develop new and more sophisticated ways to predict top line metrics for our business. These predictions inform both short-term and long-term strategy for the senior management.

• We develop models and strategic insights to help deliver increasing value to our card members while leading one of the largest balance sheet items at American Express.

• We develop advanced models and analytical tools used to influence the company's decisions related to credit, fraud, and recessionary preparedness.

• We handle and fund the overall balance sheet of the company by focusing on efficient asset-liability management, liquidity risk management and capital adequacy.

Minimum Qualifications

• Currently enrolled in a full-time graduate degree program in Applied Mathematics, Physics, Engineering, Computer Science, Statistics, Quantitative Finance

• Students must have a graduation date between December 2025 and June 2026.

Preferred Qualifications

• Hands-on experience managing/ leading projects using large amounts of data and application of advanced predictive analytics

• Proficiency in SQL and any of the following programming languages: Python, SAS, or R

• Machine learning development experience is strongly preferred

• Tableau or other visualization tools experience

• Highly motivated individual with desire to work on ambiguous projects, with the ability to break down and complete complex ideas

• Be data-driven, outcome-focused, and fast learner

• Strong analytical, organizational, and problem-solving skills with strong attention to detail

• Ability to explain complex mathematical concepts

• Ability to solve ad-hoc business problems independently and projects while adhering to deadlines

Our team will review completed applications on a rolling basis. We appreciate your patience while we consider your application and will be in contact with you

Salary Range: $38.45 to $87.00 hourly + sign-on bonus

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws,
American Express may provide visa sponsorship for certain positions.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life.

Benefits include:

• Competitive base salaries
• Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counselling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

American Express is a globally integrated payments company, providing customers with access to products, insights and world-class experiences that enrich lives and build business success.