Overview

First Citizens Bank offers an exciting summer internship program that provides development opportunities and hands on work experience while creating a talent pipeline for the Bank. Our interns will apply classroom knowledge in a corporate environment while making a positive impact across the organization and the communities we serve. Come help First Citizens build for the future!

The summer intern program in Commercial Services focuses on a hands-on learning experience through working with or exposure to various departments within Commercial Services: Underwriting, Customer Credit, Client Credit/Relationship Management and New Business. Upon successful completion of the program, the intern may be considered for the commercial services analyst position.

While a majority of the principal accountabilities are assigned by the intern's direct manager, there is a determined effort across the Bank to make each intern a dynamic part of the team with interesting projects. Accountabilities can and may include areas such as research, analytics, projects, strategy, process review and improvement, as well as technology enhancements and support. Attend professional development sessions, informational sessions, networking and community service events while having a dedicated manager and program manager to help you navigate the bank and the internship program.

Each intern will be assigned a project which will be designed to solve a problem that will be presented at the close of the internship. A wrap-up presentation will be prepared by the Interns to be shared with the division leader and other key stakeholders in the company to outline their accomplishments and experience during the internship.

• Learn all aspects of accounts receivable factoring and Inventory financing.
• Learn about field exams including exam prep, accounts receivable analysis, inventory analysis, borrowing base creation, cash analysis, and accounts payable analysis.
• Learn client credit/relationship management functions including financial statement spreads/analysis, cash flow prep/analysis, and collateral analysis.
• Learn to analyze and structure new deals including preparation of term sheets, proposals, and credit approval packages with applicable underwriting details.
• Spend time with new business officers on new business opportunities.
• Learn about extension of unsecured trade credit to the customers of Commercial Services clients.
• Learn and understand Commercial Services’ client credit policies and procedures.
• Work with senior colleagues/management on business specific projects.

Internship dates: 5/28/2025 - 8/01/2025

Responsibilities

In this role, you will:

• Be part of a dynamic team with interesting projects.
• Accountabilities can and may include areas such as research, analytics, projects, strategy, process review and improvement, as well as technology enhancements and support.
• Attend professional development sessions, informational sessions, networking and community service events.
• Have a dedicated manager and program manager to help you navigate the bank and the internship program.
• Be assigned a project, designed to improve a specific process or solve a problem that you will present at the close of the internship.
• Prepare a wrap-up presentation to be shared with the division leader and other key stakeholders in the company to outline your accomplishments and experience during the internship

Qualifications

High School Diploma or GED and 1 years of experience

Currently enrolled at an accredited collegiate institution (during time of summer program)

Ability to work 40 hours per week during the duration of the program

Additional Requirements:

• 3.0 GPA or higher
• Exceptional written and verbal communication skills
• Curious and thoughtful with an analytical mindset
• Proven ability to take direction and absorb information quickly
• Coursework in Finance and/or Accounting

Preferred qualifications:

• Pursuing degree in Finance and/or Accounting
• Graduating December 2025 or May 2026
• 3.5 or higher GPA
• Leadership skills
• Extracurricular activity

First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits.

Together, First Citizens and Silicon Valley Bank offer you the strength and stability of a diversified financial institution with over 125 years of service and the personalized approach of a nimble financial partner. First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts.