JOB DESCRIPTION Institutional Credit Management (ICM) works closely with our ICG businesses to serve as a critical component of our First Line of defense for wholesale and counterparty credit risk management and also with our Independent Risk partners to ensure best-in-class risk and controls, as well as client responsiveness. Key responsibilities include portfolio analysis, documentation, risk identification, management, monitoring, administration, and stress testing. The ICM Portfolio Manager (PM) will report to the Senior Portfolio Manager (Early Warning Credit Management - EWCM or Portfolio Credit Monitoring - PCM) and will be responsible for managing the processes and systems for the detection of early signals of distress within a specific wholesale portfolio, through a selected number of metrics and indicators for Early Warning, Limits and Covenants. In this role, the Portfolio Manager will be responsible for liaising with the Global Head Portfolio Management (EWCM / PCM), other ICM teams, Risk Management, and business partners, and executing on the monitoring strategies and priorities, as well as contributing to the calibration of alerts, metrics and indicators for maximum efficacy. The PM is expected to produce recommendations to the portfolio owners that may include portfolio reviews, stress tests, risk appetite and underwriting criteria recalibrations, reclassification of facilities, risk rating changes among others. KEY RESPONSIBILITIES:

• Ensuring the portfolio management of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations
• Bring in sufficient seniority to act independently and represent the teams in key decision making meetings with a regional or global impact
• Continuous engagement across ICM and with ICG businesses and Independent Risk senior stakeholders
• understand any concerns regarding execution of EW / portfolio alerts and/or emerging risks which will need to be addressed by the team
• Execute plans, strategy and objectives for EWCM / PCM in an effective and innovative fashion; assess and report progress in meetings objectives including promotion of a healthy working culture
• Partner with applicable global, regional and industry stakeholders across ICM and within ICG and Independent Risk in the design and calibration of metrics and indicators for EW and Portfolio Health, and credit monitoring standards for applicable portfolios
• Assist in retaining talent; participate in budget development and monitoring of expenses
• Assist as Subject Matter Expert in developing/enhancing Learning, Develop and Training for EWCM and PCM; participate as guest speakers
• Support PCM, ICM, and WCR on internal projects and initiatives
• Support PCM and ICM Voice of the Employee (VOE) initiatives
• Travel (less than 25%)

QUALIFICATIONS:

• Degree in Finance or Accounting or higher degree in Business (MBA), or any other related subject
• An MBA, CPA, CFA preferred, and formal credit training is a plus
• Financial Services experience including 7+ years of credit experience in Banking or Credit Risk Management

EXPERIENCE AND REQUIREMENTS FOR THE ROLE:

• Superior risk assessment skills
• Fully conversant in credit policy and risk principles and perceived as a respected carrier of risk culture
• Ability to recognize and address major types of risk, including market, operational and cross border
• Solid knowledge in risk and regulatory capital issues as they relate to transactions, portfolios and businesses
• Proactively engages team, partners and seniors to collaborate holistic client-centric approach
• Highly Effective interpersonal skills
• Solid organizational skills
• Exceptional written and verbal communication skills.

JOB FAMILY GROUP: Risk Management JOB FAMILY: Credit Decisions TIME TYPE: Full time Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review ACCESSIBILITY AT CITI. View the "EEO IS THE LAW" poster. View the EEO IS THE LAW SUPPLEMENT. View the EEO POLICY STATEMENT. View the PAY TRANSPARENCY POSTING Effective November 1, 2021, Citi requires that all successful applicants for positions located in the United States or Puerto Rico be fully vaccinated against COVID-19 as a condition of employment and provide proof of such vaccination prior to commencement of employment.

Citi enables growth and progress for individuals, communities, institutions and governments around the world and has been doing so for more than 200 years. They recognize that their ability to best serve their clients and customers comes from the diverse and engaged employee base and they work tirelessly to deliver opportunities for growth and development to the most talented people. This is a place where the best come to get better.