At HSBC, our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas, and capital that nurture progress and growth, helping to create a better world – for our clients, our colleagues, our investors, our communities and the planet we all share.

In US Wealth and Personal Banking, we are focused on delivering wealth and banking needs to international affluent clients. Our clients want a service underpinned by a blend of modern digital capabilities and exceptional people. To achieve this, we provide personalized relationship management, a range of tailored investment solutions, as well as convenient mobile platforms which let them manage their finances whenever and wherever they want.

Your college experience provides you an opportunity to broaden your horizons and to help define your future though your experiences in and out of the classroom. HSBC can offer a view to your future through our Graduate Development program. You’ll be encouraged to bring your enthusiasm to inspire your new team and deliver great service to millions of clients.

For: Final year students or recent graduates

Duration: Eighteen months

Areas: Wealth and Personal Banking

Start date: July 2025 onwards

Location: New York City or Buffalo, New York

We are looking for candidates who:

• Undergraduate or Graduate degree on or before June 2025
• Minimum GPA 3.2 or overseas equivalent
• Will not require Visa sponsorship
• Fluent in English
• Secondary language fluency helpful
• Ability to work in a fast paced environment
• Interest in working for a global organization

What you can expect

On our competitively paid graduate program, you will complete a number of rotations, each designed to give you a broad exposure to our core business operations. You will have the opportunity to develop your capabilities and gain critical business experience, across areas such as Customer Channels, Products & Propositions, Digital, Marketing and Risk.

You can expect to expand your skills while learning to thrive under pressure. You will be supported throughout by a team of professionals who will help to build your knowledge of international banking and to develop and present ideas with confidence.

You will gain an insight into how we serve our clients, through a blend of digital platforms and solutions, as well as acting as the face of HSBC for our customers in our Wealth Centers and Contact Centers. You will learn about our product offerings, how we position them in the market and the processes and strategies behind them, including how we protect the interests of our client at all times. We are at the forefront of new technology, and you will see the impact that these new products and services have on our customers.

What you will do

Whatever your degree background might be, we will provide you with work that develops your individual capabilities and exposes you to the world of Wealth and Personal Banking. You will learn how to build relationships with clients and colleagues, design and build products that enhance our competitive edge, and work as a team to come up with creative ideas that strive to make our services better.

Who does this suit?

We’re looking for:

• Curious learners. You are eager to challenge the status quo, learn and listen in order to build relationships that encourage mutual respect. Looking to the future for our clients is what keeps us ahead of our competition.
• Flexible team players. Our business is international and you will be working with people from all backgrounds and cultures. You must value difference and be able to adapt your style to different people and environments in a professional, considered and constructive manner.
• A creative and strategic thinker. You will be adept at thinking outside the box to find unique solutions to complex problems, while flexible enough to pivot your approach and get it done without losing sight of the overall goal. Effective at communicating these ideas clearly and persuasively to various stakeholders.
• Strong Analytic skills. You can analyze data, trends, and feedback to inform your strategies, ensuring decisions are grounded in evidence.
• A leader. Who takes responsibility and is comfortable in building relationships that involve open communication and collaboration, able to adapt to changing circumstances, and resilient in the face of challenges.

What can this lead to?

Upon successful completion of the program, the skills you develop will give you the potential to apply for various roles such as:

• Product Manager
• Digital Analyst
• Business Manager
• Business Control Officer
• Wealth Relationship Officer
• Mortgage Experience Associate

HSBC is one of the world’s largest banking and financial services organizations. Our global businesses serve around 39 million customers worldwide through a network that covers 62 countries and territories. Our customers range from individual savers and investors to some of the world’s biggest companies, governments and international organizations. We aim to connect them to opportunities and help them to achieve their ambitions.