VP Commercial Lender

Avenica

VP Commercial Lender

Ridgefield, CT
Full Time
Paid
  • Responsibilities

    VP Commercial Lender

    Location: Ridgefield, CT OR Westport, CT

    Compensation: $140,000-170,000 + Bonus (Dependent on Experience)

    Work-style: Onsite/IN-OFFICE

    Overview

    Our client is looking for a passionate Commercial Lender to be responsible for developing and maintaining a commercial loan portfolio to drive bank growth and profitability. This role requires relationship-building, regulatory compliance, and a strategic approach to loan underwriting and portfolio management.

    Key Results Areas

    • Asset quality
    • Regulatory compliance
    • Customer retention and satisfaction
    • Growth of commercial loan portfolio and deposits while maintaining high quality loans
    • Maintains profitability based upon strategic pricing and fee income

    Essential Responsibilities

    • Calls on customers, prospective borrowers and feeder sources, both independently and with Bank partners (Retail Bankers, Insurance and Investment specialists).
    • Develops and maintains relationships to enhance quality commercial loan opportunities. Submits weekly call reports.
    • Completes and processes C&I, construction, commercial mortgage and SBA Loan underwriting documents and works collaboratively with Credit Administration to enable presentation of loans to manager and loan committee.
    • Assists the loan closing administrator and others in Credit Administration throughout the loan process.
    • Visits construction sites and meets with builders to confirm progress.
    • Maintains updated borrower/guarantor financial data to enhance cyclical loan review process.
    • Maintains current knowledge of and cross sells Bank products and services, and regularly partners with Retail Banking, Financial Services and Insurance partner.
    • Serves on management committees.
    • Represents the Bank in various community and industry related activities. Promotes the interest of the Bank.
    • Keeps abreast of trends and developments within banking and related industries. Responds to economic and regulatory changes.
    • Performs other duties as requested.

    Education & Experience

    • Bachelor’s Degree in Business or Finance.
    • 1-5+ years of experience in credit analysis, commercial, construction mortgage and C & I lending, and a demonstrated track record of loan production and quality service.
    • Formal credit training is strongly preferred and must possess proficiency in Microsoft Office applications, and have the ability to learn and use other software platforms as necessary.
    • Excellent interpersonal skills and the ability to work as part of a team.

     

    \#AV1

     

  • Compensation
    $140,000-$170,000 per year
  • Industry
    Hospitality