The Mortgage Disclosure Desk II supports mortgage related business strategies. The MDS II upon receipt of a new loan application request from Loan Consultant, will review for completeness and prepare disclosures accordingly.
Job Details
We trust that as a Mortgage Disclosure Desk II you will: (responsibilities)
- Verifying the accuracy of loan system data integrity, loan related fees, reviewing loan terms and ensuring that all applicable disclosures are properly prepared and provided to the applicant(s) within a specified time-frame
- Deliver the loan package directly to the client via electronic delivery or express mail delivery
- Will monitor the return of the fully executed disclosure package to assure required regulatory compliance has been met Loan documents will be reviewed and validated prior to submission to processing for proper signatures, dates and ensuring all required disclosures have been received
- If re-disclosure is necessary, the MDS II will validate the reason, review for accuracy and approve changes to fees resulting only from a valid change in circumstance as defined by RESPA
- Will evaluate and prepare Change of Circumstance disclosures and Rate Lock disclosures for delivery to borrower(s)
- You are willing to perform other duties as assigned
What you will need: (competencies, behaviors & attributes)
- Communication
- Ethics & Integrity
- Multi-Tasking
- Prioritization
- Teamwork
About you:
- High School or equivalent, College degree Preferred
- Exceptional organizational skills
- Strong attention to detail
- Aptitude to learn quickly, problem solve and be challenged
- Ability to use computer based programs and Microsoft Office products. Proficiency with standard computer applications
- Strong analytical and mathematical skills
- Ability to work independently and collaboratively in a fast paced, deadline driven, team environment
- Desire to build upon existing knowledge and provide constructive ideas for process improvement
- Proficiency with standard computer applications
- Basic understanding of production process, loan documentation and regulatory requirements
- Minimum 1 year mortgage experience in mortgage lending or related field
FLSA Status: Non-Exempt
Will have responsibilities such as:
- This position is considered a non-exempt position for purposes of wage-hour law, which means that you will be required to keep a time record and will be eligible for overtime pay.
Essential Functions:
Successful job applicants will be able to perform these functions. Reasonable accommodations will be made to enable individuals with disabilities to perform the essential functions.
- Report to Division/Corporate Office/Community daily and adhere to schedule
- Ability to access, input, and retrieve information from a computer and/or electronic device
- Ability to have face to face conversations with customers, co-workers and higher level manager
- Ability to sit or stand for long periods of time and move around work environment as needed
- Ability to operate a motor vehicle if applicable
- Comply with company policies and procedure
Physical Demands:
- Must be able to able to remain in a stationary position up to 50% of the time
*Taylor Morrison experience and/or successful completion of training program may override required education and/or experience requirement.
Job descriptions are not intended as, nor should be construed to be, exhaustive lists of all responsibilities, skills, efforts, or working conditions associated with a job. They are intended to be accurate reflections of those principal job duties and responsibilities essential for making fair pay decisions about the job.
Benefits of Working With Taylor Morrison
We are looking for dedicated professionals that share our values of putting the customer - and their needs - first. In addition to a great team atmosphere, career development and advancement opportunities, we offer full-time employees an extensive benefits package, to include:
- Competitive Compensation
- Health Care - Medical/Dental/Vision/Prescription Drug Coverage
- 401(k) with Company Matching Contributions
- Flexible Spending Accounts
- Disability Programs
- Employee & Dependent Life Insurance
- Vacation & Company Holidays
- Tuition Reimbursement
- Employee Home Purchase Rebate Program
- Home Mortgage Program
- Employee Assistance Program (EAP)