Analyst I, Commercial Credit and Trade Finance

Pilot Company

Analyst I, Commercial Credit and Trade Finance

Houston, TX
Full Time
Paid
  • Responsibilities

    Job Description

    Summary

    The purpose of this job is to support the Pilot Company's Energy Trading, Marketing and Logistics platform within the Credit and Trade Finance department to include ongoing project management, research and analysis, counterpart onboarding, system administration, coordination on daily credit and collateral process management and performance of trade surveillance and credit limit guidance.

    Essential Functions

    1. Complete credit scoring, analysis, and reviews in support of the credit limit approval process and in line with the credit policy.
    2. Maintain the credit and collateral system of record including counterpart information, contacts and onboarding documentation, credit ratings, parent guarantees, letters of credit, family hierarchies, and trade credit insurance.
    3. Work with the Manager, Commercial Credit and Trade Finance, to build, maintain and improve credit scoring models and review templates.
    4. Build reporting layouts within the credit system to manage daily credit tasks and support periodic commercial and senior management reporting.
    5. Manage daily trade reports and distribute approved trading list to desk or business line commercial & cross functional teams.
    6. Support the Compliance team on all know your customer (“KYC”) requirements.
    7. Onboard all external legal trading entities including counterparts in compliance with the current onboarding policies and procedures.
    8. Support the Manager, Commercial Credit and Trade Finance, on strategic initiatives including trade credit insurance, Moody’s Analytics, systems initiatives and transformations, and other projects as needed.
    9. Model behaviors that support the company’s common purpose; ensure guests and team members are supported at the highest level.
    10. Complete other duties as assigned.
  • Qualifications

    Qualifications

    • Bachelor’s degree required, degree in finance, business economics, accounting, or related field preferred.
    • Minimum of 1 year credit or relevant work experience preferred.

    Specialized Knowledge

    • Intermediate Microsoft Office skills required; advanced skills preferred.
    • Knowledge of standard concepts, practices, and procedures within the field of energy-trading, marketing, supply, and services credit risk management and research.
    • Knowledge of trade financing structures common within the energy-trading, marketing, supply, and services industry.

    Competencies

    • Strong analytical, problem solving and critical thinking skills.
    • Excellent written and verbal communication and listening skills.
    • Ability to prioritize, execute tasks and meet deadlines.
    • Ability to take initiative and work independently and within a team environment.
    • Financial acumen and ability to read and interpret financial statements prepared in accordance with generally accepted accounting principles (US and international standards).
    • Strong customer service and teamwork orientation.
    • Ability to work in a complex, dynamic environment.

    Travel

    Travel required less than 10%.

    Physical Requirements & Working Conditions

    • General office work requiring sitting or standing for long periods of time.
    • Available to work evenings or odd hours to support commercial growth and transaction credit analysis and reviews on as needed basis.

    Additional Information

    • Nation-wide Medical Plan/Dental/Vision
    • 401(k) Flexible Spending Accounts
    • Adoption Assistance
    • Tuition Reimbursement
    • Weekly Pay