Automotive Finance Associate

Future Ford of Sacramento

Automotive Finance Associate

Sacramento, CA
Full Time
Paid
  • Responsibilities

    Benefits:

    401(k)

    401(k) matching

    Dental insurance

    Employee discounts

    Health insurance

    Paid time off

    Training & development

    Tuition assistance

    Vision insurance

    Wellness resources

    If you are looking for an exciting career with one of the best, privately-owned automotive groups in Northern California, then this is the place for you! The Future Automotive Group is family-owned and operated, and we have been serving drivers since 1963. Our organization has locations throughout Northern and Central California – including 14 dealerships and 3 commercial fleet service centers. Our 23 franchises include Ford, Lincoln, Chevrolet, Nissan, Toyota, Honda, KIA, Hyundai, Chrysler, Dodge, Jeep, RAM, Hino and Isuzu.

    Future Ford of Sacramento prides itself on the professional and family-oriented feel it provides. Work-life balance is important!!!! As the dealership grows so do the pockets of our Fleet Sales Associates! They generally earn anywhere from $12,000 – $15,000 a month, and that’s the norm! Just think about what our big sale months bring!!!

    Are you ready for a change?

    Pay Scale: Base Hourly rate of $16.00, with substantial commission opportunities based on overall performance and other factors.

    Perks and Benefits:

    Employer Paid Life

    Additional Employee Life Insurance options

    Medical > HRA / HMO options

    Dental > PPO / DHMO options

    Vision

    Short Term Disability options

    Long Term Disability options

    Employee Training

    Employee Discounts

    401(K) options

    Employee Assistance Programs

    Paid Time Off

    Responsibilities include but are not limited to:

    Build strong rapport with customers.

    Drive profitability through timely, accurate and compliant financial performance.

    Perform high-quality, professional, and knowledgeable presentation and demonstration of new/used vehicles.

    Report to the Sales Manager regarding objectives, planned activities, reviews, and analyses.

    Determine customer financing needs and payment options based on a consultative interview process

    Present customers with financing options and products

    Process finance transactions and ensure 100% compliance with all state and federal laws and regulations

    Gain superior product knowledge to effectively help customers

    Ensure that all administrative processes are handled in a timely fashion and in compliance with company policy and manufacturer guidelines.

    Provide an exceptional customer experience to drive loyalty

    Check/verify paperwork involved with cash, finance, or loan transactions

    Contract or collect all money at closing

    Seek bank approval on financed and leased deals

    Assist in acquiring approval from lenders

    Handle all cancellations for extended warranties and credit life.

    Expectations:

    Minimum 3 years’ experience in finance

    Customer service experience

    Valid driver's license

    Valid sales license

    Positive attitude and demeanor

    Strong listening and verbal communication skills

    Strong focus and desire to achieve sales goals

    Applicable manufacturer’s certifications

    Ability to comply with all Dealership policies, procedures, standards, and deadlines.

    All post-offer applicants must pass pre-employment testing to include background checks, insurability, and drug testing in order to qualify for employment

    The Future Automotive Group is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical​​​ condition, pregnancy, genetic information, gender, sexual orientation, gender identity or ​expression, veteran status, or any other status protected under federal, state, or local law, regulation, or ordinance.