Are you a motivated and customer-oriented professional with a background in lending? Do you speak Spanish? EmpowerHome Mortgage is seeking a dedicated Licensed Spanish-speaking Loan Officer to join our team. In this role, you’ll work directly with clients to understand their financial needs, offer personalized loan solutions, and guide them through the mortgage application process. We provide all the tools, training, and support to help you succeed, including qualified leads and marketing support. If you’re committed to delivering excellent service and have experience in the mortgage industry, we’d love to hear from you! Why Join EmpowerHome Mortgage? • Supportive Environment: Join a team where your growth is a priority. • Quality Leads: Leads and appointments are provided, allowing you to focus on building relationships and closing loans. • Comprehensive Benefits: Health, dental, vision, matched 401k, and short-term disability. • Competitive Compensation: $100,000+ commission-based annual earning potential. Responsibilities: • Proactively engage Buyer Leads generated by EmpowerHome Lead Generation pillars, presenting the value of working with EmpowerHome Mortgage in conjunction with EmpowerHome Teams, and scheduling appointments to complete and/or review loan applications submitted • Maintain accurate calendar availability, blocking when not available to take appointments that are booked by EmpowerHome Inside Sales Department • Complete telephone, mail-away, and face-to-face Loan Applications with clients and approve loan disclosures for distribution to clients. All required fields in the application must be completed including all third-party information before approval • Determines proper program placement of a loan file (i.e. FHA, VA, Conventional, USDA, etc.) • Prices loans and locks rates as per Company policy • Review returned applications and documentation for completeness, accuracy, and compliance • Runs AUS and reviews for findings and required documentation • Prepares requested Pre-Qualifications as per Company policy. Orders credit reports, appraisals, and title requests. Conducts regular follow-ups with clients and referral sources • Maintains regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required • Submits loan file allowing for stated turn times • Maintains pipeline of all loans in process, tracks their progress, and meets all contractual deadlines • Meets or exceeds minimum production requirements • Completes annual Business Plan and meets regularly with Branch Manager • Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to private and government-insured mortgages • Maintain a professional image and standards consistent with company policies and procedures Qualifications: Spanish Speaking Must be licensed • Minimum of 2 years loan officer experience, or industry equivalent or Branch Manager deems history acceptable • NMLS registration required • Proven ability to read, write, and communicate at a level consistent with the requirements of this position and to generate independent leads for new business and professionally communicate with existing and past clients • Working knowledge of standard loan products in the industry and strong familiarity with underwriting guidelines • High school or equivalent (Preferred) • Fair Housing regulations: 1 year (Preferred) • Sales: 2-3 years (Preferred) • Loan origination: 1 year (Required) Compensation: $100,000+ Commission Based Pay Annually
• Proactively engage Buyer Leads generated by EmpowerHome Lead Generation pillars, presenting the value of working with EmpowerHome Mortgage in conjunction with EmpowerHome Teams, and scheduling appointments to complete and/or review loan applications submitted • Maintain accurate calendar availability, blocking when not available to take appointments that are booked by EmpowerHome Inside Sales Department • Complete telephone, mail-away, and face-to-face Loan Applications with clients and approve loan disclosures for distribution to clients. All required fields in the application must be completed including all third-party information before approval • Determines proper program placement of a loan file (i.e. FHA, VA, Conventional, USDA, etc.) • Prices loans and locks rates as per Company policy • Review returned applications and documentation for completeness, accuracy, and compliance • Runs AUS and reviews for findings and required documentation • Prepares requested Pre-Qualifications as per Company policy. Orders credit reports, appraisals, and title requests. Conducts regular follow-ups with clients and referral sources • Maintains regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required • Submits loan file allowing for stated turn times • Maintains pipeline of all loans in process, tracks their progress, and meets all contractual deadlines • Meets or exceeds minimum production requirements • Completes annual Business Plan and meets regularly with Branch Manager • Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to private and government-insured mortgages • Maintain a professional image and standards consistent with company policies and procedures • Reports to Branch Manager