Position: Closer/Funder

Department: Retail Lending

Job Status: Full-Time

FLSA Status: Non-Exempt

Grade: 8

Reports to: AVP/Retail Lending Operations Production Manager

Amount of Travel Required: Some Travel

Positions Supervised: N/A

POSITION SUMMARY

The Closer-Funder is responsible for preparing and reviewing all closing documents for mortgage, equity and consumer loans. Ensures documents are in compliance with TRID, state, federal and secondary market guidelines as well as bank policies. Coordinates loan closings with all parties in the transaction including the borrower, Loan Officer, Attorney or Branch. Performs a pre-close review of completed documents prior to loan funding and a post-close review of all final documents for accuracy prior to exporting to the Loan Servicing department.

POSITION QUALIFICATIONS

Competencies

• Attention to Detail
• Dependability
• Organizational Relations
• Productivity
• Quality
• Time Management

Education/Experience/Skills

• Encompass experience is a plus.
• Knowledge of TRID Regulations and Secondary Market Mortgage guidelines.
• Must have a high degree of attention to detail.
• Ability to work under pressure with multiple projects and deadlines.
• High School Degree or Equivalent

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PHYSICAL DEMANDS

Physical Demands ****

Stand: O (Occasionally)

Walk: O (Occasionally)

Sit: F (Frequently)

Handling / Fingering: O (Occasionally)

Reach Outward: O (Occasionally)

Reach Above Shoulder: N (Not Applicable)

Climb: N (Not Applicable)

Crawl: N (Not Applicable)

Squat or Kneel: N (Not Applicable)

Bend: N (Not Applicable)

Lift/Carry

10 lbs or less:N (Not Applicable

11-20 lbs: N (Not Applicable)

21-50 lbs: N (Not Applicable)

51-100 lbs: N (Not Applicable)

Over 100 lbs: N (Not Applicable)

Push/Pull

12 lbs or less: N (Not Applicable)

13-25 lbs: N (Not Applicable)

26-40 lbs: N (Not Applicable)

41-100 lbs: N (Not Applicable)

N (Not Applicable) Activity is not applicable to this occupation.

O (Occasionally) Occupation requires this activity up to 33% of the time (0-2.5+ hrs/day)

F (Frequently) Occupation requires this activity from 33%-66% of the time (2.5-5.5+ hrs/day)

C (Constantly) Occupation requires this activity more than 66% of the time (5.5+ hrs/day)

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Other Physical Requirements

None.

Westfield Bank has reviewed this job description to ensure that essential functions and basic duties have been included. It is not intended to be construed as an exhaustive list of all functions, responsibilities, skills and abilities. Additional functions and requirements may be assigned by supervisors as deemed appropriate.