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Junior Underwriter

FinTap

Junior Underwriter

Clifton, NJ
Full Time
Paid
  • Responsibilities

    Job Description

    At FinTap, we believe that you are more than your credit score. While many lenders maintain strict credit requirements that prevent small businesses from accessing the funds they need, we offer flexible financing options that set your business up for success.

    JUNIOR UNDERWRITER

    At FinTap, we understand small business. We are improving the economic landscape in the United States by changing the way small businesses access short-term working capital. With our own continued growth, we remain committed to helping small businesses succeed every day.

    FinTap is looking for the right candidate to join our team as a Junior Underwriter. We're seeking a dedicated and driven individual who can maintain positive relationships with business owners and partners and is motivated by personal and professional growth.

    RESPONSIBILITIES:

    • Assist with thorough background checks, and financial analyses for new merchant applications.
    • Acquire necessary documentation needed in accordance with submissions, including merchant processing statements and any correlated financials.
    • Filter merchant applications for further review by a senior underwriter.
    • Conduct merchant phone interviews to verify the potential future cliental and its’ business operations.
    • Determine the creditworthiness of a small business and its owner(s)
    • Work with sales and support staff to outline and close deals.

    QUALIFICATIONS:

    • Basic understanding of general credit policies, lending operations, credit principles, and loan research.
    • Ability to handle and prioritize multiple projects at any given time, as well as associated conflict/resolution.
    • Strong verbal and written communication skills.
    • Capability to work effectively within a team, with unexpected pressures.'

    'Benefit Conditions: * Waiting period may apply

    • Only full-time employees eligible

    • COVID-19 Precaution(s):

    • Remote interview process

    • Social distancing guidelines in place

    • Sanitizing, disinfecting, or cleaning procedures in place

    Work Remotely

    • No

    Job Type: Full-time

    Pay: From $45,000.00 per year