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Junior Underwriter

FinTap

Junior Underwriter

Newark, NJ
Full Time
Paid
  • Responsibilities

    Job Description

    At FinTap, we understand small business. We are improving the economic landscape in the United States by changing the way small businesses access short-term working capital. With our own continued growth, we remain committed to helping small businesses succeed every day.

    FinTap is looking for the right candidate to join our team as a Junior Underwriter. We're seeking a dedicated and driven individual who can maintain positive relationships with business owners and partners and is motivated by personal and professional growth.

    RESPONSIBILITIES:

    • Assist with thorough background checks, and financial analyses for new merchant applications.
    • Acquire necessary documentation needed in accordance with submissions, including merchant processing statements and any correlated financials.
    • Filter merchant applications for further review by a senior underwriter.
    • Conduct merchant phone interviews to verify the potential future cliental and its’ business operations.
    • Determine the creditworthiness of a small business and its owner(s)
    • Work with sales and support staff to outline and close deals.

    QUALIFICATIONS:

    • Bachelors Degree or enrolled and in good academic standing in a Bachelors Degree program
    • Basic understanding of general credit policies, lending operations, credit principles, and loan research.
    • Ability to handle and prioritize multiple projects at any given time, as well as associated conflict/resolution.
    • Strong verbal and written communication skills.
    • Capability to work effectively within a team, with unexpected pressures.
    • Proficient with Microsoft office (Excel, Word, etc.)
    • Advance computer and web application skills
    • Bilingual preferred
    • Underwriting/Loan Processing experience a plus

    BENEFIT CONDITIONS: * Waiting period may apply

    • Insurance (Medical, dental, and vision)
    • PTO

    WORK REMOTELY:

    • No
    • Partially remote interview process

    JOB TYPE: only full-time employees are eligible

    Pay: From $52,000.00 per year + bonus