Accepting Applications until Filled

Who We Are

Project for Pride in Living, Inc. (PPL) is a nonprofit organization dedicated to empowering low-income people to become self-reliant through integrated services. When joining PPL, you become a part of a diverse team whose goal is to assist our residents and communities with the groundwork they need not only to survive but also to thrive. We are eager to welcome others to our team who are dedicated to serving our residents and pursuing our mission to build the hope, assets, and self-reliance of individuals and families who have lower incomes by providing transformative, affordable housing and employment readiness services.

Job Summary

PPL is looking for a talented, people-person to join our Financial Coaching and Homeownership Team. This team is dedicated to providing services and resources that work to close the racial wealth gap . This position will perform high-quality loan processing (origination) of second mortgages in the form of down payment assistance for homebuyers with an emphasis on underserved markets. Their duties include but are not limited to researching a client’s credit, income, and assets, and reviewing applications based on policy guidelines.

Essential Duties and Responsibilities The following duties are normal for this position. These duties are not to be construed as exclusive or all-inclusive.

• Must be willing to obtain or maintain certifications for homebuyer counseling, homebuyer education, financial coaching, and foreclosure prevention.
• Possess and/or must obtain NMLS License within your first 90 days of employment.
• Collect, review, and analyze applicants’ relevant credit, employment, complex income structures, debt-to-income ratios, collateral, and capacity to repay mortgage and financial history and documentation.
• Obtains organizes, verifies, and analyzes all necessary information and documents for the processing of down payment assistance.
• Approve or deny down payment assistance based on pre-determined guidelines and underwriting criteria.
• Communicate and monitor buyer loan covenants.
• Complete required continuing education on an annual basis.
• Possess excellent people skills and be passionate about helping people obtain and sustain successful homeownership.
• Ensures agency and individual compliance with all applicable laws, regulations, policies and procedures, audit provisions, and grant requirements.
• Must be open to travel for training, occasional meetings, and events as needed.
• Additional duties as assigned.
• Conduct individualized advising sessions with clients interested in purchasing a home.
• Utilize one-on-one coaching methods to build and strengthen relationships and rapport with participants via phone, in-person, video, email, and/or text.
• Maintain timely and accurate data entry and reporting.
• Connect participants with appropriate community agencies and resources as needed.

Additional Tasks and Responsibilities: While the following tasks are necessary for the work of the unit, they are not an essential part of the purpose of this position and may also be performed by other members.

• Support PPL work and mission by accepting assignments for special projects, committees, etc.
• Participate in various PPL committees as needed.

Supervisory Responsibilities

This person will not be responsible for supervision.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required.

Minimum Education/Experience Requirements

• 2 years of lending experience, or comparable, with strong skills in credit and income analysis.
• Solid organizational and time management skills.
• Proven ability to thrive in a high production environment, requiring enthusiasm, self-motivation, and positive attitude.
• Advanced understanding of factors affecting borrower’s successful homeownership and working knowledge of the entire loan process.
• Project management (preferred by not required)
• Strong Organizational skills
• Self-motivation with excellent verbal and written communication skills.
• Strong knowledge of community programs and resources.
• Experience teaching financial literacy and/or asset-building activities with economically disadvantaged populations.
• Ability to work independently in a team setting.
• Must have reliable transportation.

Minimum Technology Qualifications

• Demonstrated proficiency with MS Word and Excel.
• Ability to use office equipment including telephone and voicemail system, copier, printer, fax machine, and scanner.
• Experience and ability to use customer relationship management databases (preferably with Apricot, and HomeKeeper.
• Ability to use MS Outlook.
• Ability to navigate computer networks (files, drives, and folders).

** A detailed job description is available upon request or if selected for the next phase of the hiring process.**

Salary: $52,000 -55,000 Yr,. DOQ

Benefits Based on Eligibility:

Employer-sponsored health & dental insurance; employer-paid short & long-term disability insurance, life insurance, and paid parental leave. Voluntary life insurance; Health Savings Account (HSA) or Flexible Spending Account (FSA); PTO & Paid Holidays; 403(b) retirement plan with employer match; summer half-day Fridays; an impactful presence in an organization that makes a difference in many lives.

How to Apply : Please include a cover letter and resume. Our hiring process includes phone screens and in-person interviews, references, and background checks for final candidates. PPL strives to be an equitable and inclusive organization committed to elevating the voices of the communities we serve that are disproportionately affected by systemic _inequities . Persons of color, women, members of the LGBTQ community, veterans, and individuals with disabilities are strongly encouraged to apply. _

PPL is an EEO/AA employer. Applicants will receive consideration for employment regardless of their race, color, creed, religion, national origin, sex, sexual orientation, disability, age, marital status, or status with regard to public assistance.

PPL participates in the federal E-verify program to confirm all newly hired employees' identities and employment authorization.

In compliance with the Americans with Disabilities Act, the organization will provide reasonable accommodations to qualified individuals with disabilities and encourage prospective and current employees to discuss potential accommodations with the employer.