Life Underwriter

National Farm Life Insurance Compan

Life Underwriter

Fort Worth, TX
Full Time
Paid
  • Responsibilities

    Benefits:

    401(k)

    401(k) matching

    Dental insurance

    Health insurance

    Vision insurance

    Life Underwriter

    Job Summary:

    The Underwriter is a junior-level underwriter who is fully trained with a minimum of two years of underwriting or related experience to approve cases up to a specific standard and substandard limits.

    Duties/ Responsibilities:

    · Underwrite individual life insurance applications, within guidelines set for the issuance of policies on a standard or substandard basis

    · Determine whether to accept, modify or decline a risk through evaluation of an individual’s medical history or physical condition, occupational hazards, financial background, insurable interest, and other information pertinent to the decision

    · Has contact with the field force to gather information on which to base decisions

    · Consult with superiors or medical department concerning any questionable medical or personal situations

    · Superiors review cases requiring higher ratings or amounts in excess of prescribed limits

    Required Skills/Abilities:

    · Analytical skills and computational aptitude

    · Sound judgement

    · Negotiation and interpersonal skills

    Education and Experience:

    · Minimum 2 years of underwriting or related experience

    · Bachelor’s degree preferred

    · Fluent in English and Spanish, a plus

    · Complete LOMA’s Certificate in Underwriting

    Physical Requirements:

    · Prolonged periods sitting at a desk and working on a computer

    Schedule and Salary Range:

    · Full-time, in-office position

    · Monday through Thursday: 8:00 a.m. – 4:45 p.m.

    · Friday: 8:00 a.m. – 3:00 p.m.

    · Salary Range: $60,000 - $80,800 annually