Loan Officer

Arch Capital Partners

Loan Officer

Kansas City, MO
Full Time
Paid
  • Responsibilities

    Arch Capital Partners ** | Why work with us?**

    We are the top lender for investors in Kansas City and word is spreading like wildfire. We are growing outside of the KC Metro area and we need help to handle all the leads we have. We have game changing programs with fantastic rates for purchases or refinances. We work with investors only, no primary residents.

    Arch Capital Partners is seeking an experienced Loan Officer specializing in Non-QM (Non-Qualified Mortgage) lending to join our investment lending team. The ideal candidate will have a strong understanding of alternative lending solutions for real estate investors and self-employed borrowers.

    If you are a self starter with good communication skills and an excellent team player... come join our team!

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    Position:**

    • Full-time
    • In-person
    • This team member can expect on target earnings of multiple six figures

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    Responsibilities:

    • Evaluate and structure Non-QM loans for real estate investors, focusing on DSCR (Debt Service Coverage Ratio) loans, bank statement programs, and asset-based lending solutions
    • Analyze complex financial scenarios including multiple property portfolios, business tax returns, and alternative income documentation.
    • Build and maintain relationships with real estate investors, brokers, and industry partners.
    • Guide borrowers through the loan qualification process, explaining Non-QM programs and requirements.
    • Review rent schedules, lease agreements, and property operating statements to determine loan eligibility.
    • Structure deals using various Non-QM products including DSCR loans, bank statement programs, asset depletion, and foreign national programs.
    • Maintain current knowledge of Non-QM lending guidelines, market conditions, and competitor offerings.

    Qualifications:

    • Minimum 3 years of mortgage lending experience.
    • Strong understanding of investment property analysis and DSCR calculations.
    • Experience with self-employed borrower income analysis and bank statement programs.
    • Knowledge of secondary market guidelines and investor requirements.
    • Excellent financial analysis and problem-solving skills.
    • Strong communication and interpersonal abilities.
    • Must be personable and a team player.
    • Excellent organizational and time management skills.

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    Compensation:**

    • Salary + Commission

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    About Our Company:

    At Arch Capital Partners, we're not just another lending company. We're investors who've built a solution for investors. Our journey spans nearly seven decades of combined real estate experience, encompassing lending, investing, and transacting across the market. We've bought and sold hundreds of millions in properties and originated over $1 billion in loans over the past 40 years. This wealth of experience led us to a realization: the lending industry was missing something crucial – a company that truly understood and catered to investors' needs.