Position Summary

The Loan Processor will receive and process loan applications. Serves as liaison between Loan Department, Third Parties, and customers.

Essential Duties and Responsibilities

The essential functions include, but are not limited to the following:

Prepare and Review loan documentation prior to closing for completeness and acceptance by the applicant.

Request Appraisals.

Complete customer account maintenance.

Upload new loans to the core system and post Credit Card payments.

Request flood determinations and lien searches on home improvement/equity loans.

Ensure timely completion of loan documents; file documents to perfect lien on all loans.

Generate and review for accuracy annual escrow statements for mailing to customers.

Monitor escrow accounts to insure timely remittance of payment to applicable agencies.

Update core loan system and prepare batch entries for disbursement of payment to various agencies.

Monitor insurance tracking requirements to ensure timely receipt of insurance notifications.

Responsible for professional written and verbal communications and correspondence on behalf of the bank.

Perform other duties as assigned.

Minimum Qualifications (Knowledge, Skills, and Abilities)

High school diploma or equivalency.

Minimum 1-year operations and/or lending experience, preferably in a banking environment.

Must possess excellent verbal communication skills.

Proficiency in Microsoft Office products, including, but not limited to: Word, Excel, and Outlook.

Ability to handle multiple projects simultaneously and work with limited supervision, exercising own initiative and judgment.

Benefits:

Competitive salary

401(k)

Employee Stock Ownership Plan

Health/Dental/Vision insurance

Bank paid Life Insurance

Paid Holidays

Paid time off

Opportunity for advancement

Physical Demands and Work Environment The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers, handle or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; and reach with hands and arms. The employee could occasionally lift and/or move up to 20 pounds. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. The noise level in the work environment is usually low to moderate.

Note This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an “at will” relationship.