American Heritage Lending, LLC located in Irvine CA is looking for a Mortgage Loan Closing Coordinator.
Established in 2008, the company was founded to be a company set apart from an already impacted market. Licensed in multiple states across the US, the premise of our company evolved into the pinnacle for our success - creating a caring experience for the families we service across the nation.
Position Overview:
Provides superior customer service to internal and external customers. Organizes and verifies the different aspects of the loan funding process including making sure all loan closing documentation is correct and executed correctly, all closing conditions have been satisfied and fund the loan by performing the applicable wire transfer transactions for mortgage loans.
Essential Duties & Responsibilities include:
Pre balances and preps files before clear to close, to ensure a faster process for the closing department to issue Loan documents.
Taxes – reviews and calculates for prepaids.
Homeowners Insurance – Flood Insurance – reviews and calculates for prepaids.
Maintains communication with Title, Brokers, Retail, and Internal team members throughout.
Verifies the data collected, analyzes, and decides whether other documentation is needed; documents communication through the conversation log; ensures the loan is ready for the closing team to prepare loan documents.
Maintains multiple pipelines to ensure accurate projections, and closings.
Balances fees with Title to prepare for closing.
Confirms Title and Vesting with Title.
Reviews documentation for accuracy: Purchase contracts, Invoices, Property documents, Locks, Payoffs etc.
Balances and issues Closing Disclosures and COC LE’s.
Reviews all disclosures for completeness and compliance.
Reviews compliance reports to ensure files are in compliance.
Maintains a professional image and adheres to a fast-paced environment.
Experience & Minimum Qualifications (Skills, Knowledge & Abilities):
College degree in business related field or equivalent professional experience preferred.
Three or more years of mortgage closing experience preferred, including Conventional, VA, FHA, State Bond programs, etc.
Knowledge of document prep systems (Doc Magic experience preferred)
Proficient understanding of mortgage banking concepts and regulations
Comprehensive understanding of HVCC, TILA and RESPA guidelines
Ability to communicate effectively through writing, speaking and listening
Outstanding organization, attention to detail, analytical and problem resolution skills
Ability to work efficiently under time constraints, in a fast-paced environment
Ability to provide superior level of customer service
Strong Microsoft Office skills
Ability to work overtime as needed, especially the last ten business days of each month.
Essential Mental & Physical Requirements:
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
Frequently required to sit, stand, kneel, stoop, or squat
Use hands or fingers to handle or feel objects, tools, or controls
Reach with hands and arms
Talk or hear
Specific vision ability includes close vision, distance vision, color vision, depth perception and the ability to adjust focus
Occasionally lift and/or move up to 25 pounds
Ability to analyze situations logically to identify causes and draw solid conclusions
Ability to anticipate the consequences of a situation
Ability to modify one’s own behavior to meet expectations of others
Ability to sustain one’s own emotions from interfering with responding effectively to internal and external customer’s needs
Displays honesty and trustworthiness; has a sense of personal accountability; maintains a moral conviction to do the right thing
Physical Demands:
The physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk or hear; taste or smell. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.
Work Environment:
This job operates in an office setting and largely sedentary, requiring the routine use of a computer and other standard office equipment. The ability to lift or move up to 20 pounds, bend, reach, and perform manual tasks may also be required. Remote work is an optional setting. Work environment characteristics are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is exposed to weather condition prevalent at the time. Business travel may provide for varying degrees of change in the work environment. The noise level in work environment is usually moderate.
Job Classification:
Non-Exempt
Location:
Remote
Benefits:
Medical
Dental
Vision
Matching 401(k)
Paid Time Off
Paid Holidays
Why American Heritage Lending:
We are a high-growth Company that doubled our staff in 2022
Competitive Salary
Wide Product Options - Bridge, Fix and Flip, FHA, VA, Conventional, Non-QM, DCSR, Hard Money Loans and more
We are not impacted by the volatility of the interest rate
This Company describes its culture as:
Family-Accountability-Integrity-Teamwork-Have fun along the way
Start your career today with American Heritage Lending!
Note: Nothing in this job description restricts the company’s right to assign or reassign duties and responsibilities to this position at any time. Reasonable accommodations may be made in appropriate circumstances to enable individuals to perform the essential functions of the position.
Flexible work from home options available.