Job Description
This is a remote position, can work anywhere in the US!
Most lucrative bonus structure in the industry! Generous up front signing bonus! $90-95k base, plus per file bonus ($150k + without Overtime!)
POSITION SUMMARY: The Underwriter is responsible for mortgage loans originated by correspondents according to guidelines set by NFM Lending, FNMA, FHLMC, FHA, and VA, for underwriting loans and ensuring compliance with department guidelines, state and federal laws, and lending regulation. Position will clear conditions and expedite loan closings. Essential Job Functions: Specific tasks will include, but are not limited to, the following: • Underwrite FHA, VA, Jumbo, and Conforming loans including High Balance and CDA. • Approve, decline or counter offer loans within limits of assigned authority. • Underwrite a minimum 60 units per month. Maintain a daily workload as needed to ensure prompt turnaround time as dictated by senior management. • Approve, decline, or suspend/return residential mortgage loan submissions; must be responsible to meet deadlines when heavy periods of volume exist throughout the month. • Function as a technical resource to business channel associates. • Assist in correction of Delivery Violations on specific files as required. • Enter complete and accurate data in systems to ensure data integrity. • Support team members to identify potential solutions/alternatives for difficult/denied loans. • Assist in orientation and training of department personnel. • Maintain knowledge of underwriting guidelines and stay current with department requirements. • Measure all mortgage loan submissions for underwriting decisions based on company quality control plans and investor/regulatory compliance. • Provide prompt, quality service to the originating branches and correspondents in a friendly and professional manner. • This position may require occasional overtime and travel. • The Underwriter is expected to maintain satisfactory attendance and report to work on time every day. • Additional tasks as assigned. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, skills, efforts, or working conditions associated with a job.
Company Description
NFM Lending is an award-winning, multi-state residential mortgage lender currently licensed in 37 states. NFM Lending focuses on assisting consumers in obtaining a residential loan that meets their needs while ensuring that they are receiving exemplary service throughout the process. NFM Lending is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service, quality, or compliance. Our company operates on a platform of high standards, while always putting honesty, integrity, and ethics at the highest level of importance.