JOB SUMMARY:

Optimyl Benefits is seeking an Underwriting Technician to assist our Underwriters in the quoting and submission process for Optimyl’s Medical Stop Loss business. This position does not include the authority to bind business however, the position  is considered an entry-level opportunity that can lead to a career in underwriting. The Position:

• Prepare new business submissions, including analysis of needed information for underwriters to review and quote.
• Prepare census and run reports using external data sources that inform our underwriting.
• Collect, organize and audit new business and renewal submissions for compliance with Underwriting Guidelines, pricing, and accurate, fully executed contractual instruments.

 ESSENTIAL RESPONSIBILITIES:

• Customer service – correspond with Sales and external Optimyl partners, requiring professional and responsive phone and email communications.
• Manage the RFP workflow through compiling information and reports needed to underwrite quotes.
• Process and maintain orderly electronic underwriting files for accuracy and completeness.
• Perform quality work within deadlines with or without direct supervision.
• Interact professionally with other employees, brokers, and suppliers.
• Work effectively as a team contributor on all assignments.
• Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
• Adhere to company guidelines, policies, and procedures.
• Uses various systems, tools and resources to obtain necessary data and accurately complete and track assigned work.
• Other duties may be assigned as the business continues to develop.
• Load eligibility and medical information in Optimyl’s application software in preparation for Underwriter risk assessment and pricing.

COMPETENCIES AND SKILLS

• Proficiency in Microsoft Office product suite and the use of computer systems and various software applications, especially Excel.
• Collaboration and teamwork.
• Strong verbal and written communication skills
• Strong organizational and planning skills.
• Demonstrate ethical business practices with adherence to all privacy and confidentiality policies and regulations.
• Analytical thinking and aptitude for evaluating and interpreting detailed information and data.
• Ability to independently multi-task and respond to changing business priorities.
• Demonstrated customer service experience and the ability to interact with a wide variety of people daily in person, via telephone, and email.
• Anticipates needs of multiple stakeholders and balances priorities appropriately.
• Possess the ability to learn and understand the Underwriting processes in order to assist the Underwriters.

ADDITIONAL QUALIFICATIONS:

• Bachelor’s degree or Associate degree with relevant experience is highly preferred.
• 2 or more years of group health insurance industry experience is preferred.

TRAVEL REQUIRED

0% - 25%

LANGUAGE REQUIREMENT (OTHER THAN ENGLISH)

None

PHYSICAL, MENTAL DEMANDS AND WORKING CONDITIONS

•  Home-Based with some Office-Based
• Rarely travels regularly from the office to various work sites or from site-to-site
• Works primarily out-of-their own home office quoting and renewing Optimyl products/services
• Physical work site required: 
  • Yes, on occasion.
• Lifting: up to 10 pounds
  • Occasionally
• Lifting: 10 to 25 pounds
  • Rarely
• Lifting: 25 to 50 pounds
  • Never

DISCLAIMER: The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job.

COMPLIANCE REQUIREMENT: This position adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies

As a component of job responsibilities, employees may have access to covered information, cardholder data, or other confidential customer information that must be protected at all times. In connection with this, all employees must comply with both the Health Insurance Portability Accountability Act of 1996 (HIPAA) as described in the Notice of Privacy Practices and Privacy Policies and Procedures as well as all data security guidelines established within Optimyl’s Handbook of Privacy Policies and Practices and Information Security Policy. Furthermore, it is every employee’s responsibility to comply with the company’s Code of Business Conduct. This includes but is not limited to adherence to applicable federal and state laws, rules, and regulations as well as company policies and training requirements.

Optimyl Benefits LLC and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on their race, color, religion, sex, national origin, sexual orientation/gender identity or any other category protected by applicable federal, state or local law. Optimyl Benefits LLC and its affiliates take affirmative action to employ and advance in employment individuals without regard to race, color, religion, sex, national origin, sexual orientation/gender identity, protected veteran status or disability.

Optimyl Benefits LLC and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on their race, color, age, religion, sex, national origin, sexual orientation/gender identity or any other category protected by applicable federal, state or local law. Optimyl Benefits LLC and its affiliates take affirmative action to employ and advance in employment individuals without regard to race, color, age, religion, sex, national origin, sexual orientation/gender identity, protected veteran status or disability.

EEO IS THE LAW

Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled/Sexual Orientation/Gender Identity https://www.eeoc.gov/overview