Risk Analyst

Last reviewed: 12/16/24

Reports to: Risk Manager

FLSA Status: Exempt

About Us:

Aeropay is a Chicago-based financial technology company that helps people move money with bank-to-bank (ACH) transfers. We enable businesses to accept compliant, cashless and contactless payments, giving customers a faster and safer way to spend. Backed by leading investors and powered by sophisticated and secure technology with compliance at the core, Aeropay is the best way to move money.

Position Overview:

The Risk Analyst will play a crucial role in monitoring unusual transactions, identifying suspicious activities and implementing strategies to mitigate fraud risk. This role involves analyzing transaction data, investigating and addressing potential fraud alerts and collaborating with cross-functional teams to ensure compliance with regulatory requirements and the overall security of the payment network.

Key Responsibilities:

• Monitor and analyze transactions, customer behaviors, and patterns to identify potential fraudulent activities
• Investigate and resolve fraud cases, working closely with internal teams as necessary
• Collaborate with the Fraud, Risk, and Compliance teams to implement effective fraud prevention measures and enhance overall security protocols
• Prepare and present detailed reports on fraud cases, trends, and recommendations to management
• Maintain accurate records of investigations, findings, and outcomes in compliance with company policies and legal requirements

Qualifications:

• 2+ years of experience in risk/fraud analysis, risk management or a related field
• Strong analytical skills and proficiency in data analysis tools (e.g., Excel, SQL, data visualization software)
• Knowledge of risk and/or fraud detection techniques
• Precision in data entry and recordkeeping
• Excellent verbal and written communication skills
• Strong analytical and problem-solving skills
• Excellent organizational skills and attention to detail

Compensation:

• 60k - 75k Salary

** NOTE:** This job description is not intended to be all-inclusive. Employees may perform other related duties as negotiated to meet the ongoing needs of the organization.

Aeropay is an equal opportunity employer and is committed to providing a workplace free from harassment and discrimination. We celebrate the unique differences of our employees because that is what drives curiosity, innovation and the overall success of our business. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, parental status, genetic history, political affiliation or any other status protected by the laws or regulations in the locations in which we operate.