Ready for new adventures and expanding your career horizons?
Bring your credit analyst or real estate transaction coordinator skillset to your next long term home, where you can work in the private money business, work with interesting clients and an experienced management team you will mentor with.
Elevate our funding team and your leadership acumen as our Senior Credit Analyst.
Senior Credit Analyst – Your Role
You will work with a team of Transaction Coordinators/Underwriters, supporting the document gathering and evaluation of collateral strength (real estate) and borrower creditworthiness.
- Obtain all required documents to support the loan (including tax returns, borrower financial statements, credit reports, ability to pay assessment, refinance documents, appraisal of property / inspections, a title report, other underlying documents to assess the creditworthiness of both the prospective borrower and the real estate securing the transaction
- Evaluate the documentation required and ask the providers follow up questions for any items requiring further investigation or any items of potential concern
- Conduct interview with the prospective borrower to obtain needed information
A successful Senior Credit Analyst obtains and critically evaluates documentation as it is received, identifies and asks great questions based on their analysis, and provides a seamless origination process.
Senior Credit Analyst - Required Skills & Experience
You are:
- Proactive and organized – you are always on top of your list and a master organizer
- Versed in understanding of credit risk assessment and underwriting guidelines
- Proficient in Microsoft Office Suite (Excel, Word, PowerPoint)
- Able to work in office in Sacramento daily with the team
- Experienced with reviewing tax filings (1120 S Corp, 1065 LLC and 1040 and related K-1s)
Senior Credit Analyst - You Might Have (Desired Not Required)
- Experience working in commercial real estate in a Transaction Coordinator or related role (including reviewing real estate appraisals)
- Experience working in a loan servicing department within a bank, financial institution, private equity, hard money lender or private money business
- Experience working with Salesforce CRM and The Mortgage Office (TMO) software
- Real Estate Salesperson license issued by California Department of Real Estate
Your compensation will be $71,000 or higher, plus additional bonus opportunity.
You will be provided with a comprehensive benefits package including employer sponsored medical insurance options, 401k with company match and a comprehensive package for paid time off.