Job Summary:
We are seeking a highly skilled and experienced Senior Credit Officer to join our team and play a vital role in managing credit risk while ensuring compliance with regulatory requirements. The ideal candidate will oversee complex credit evaluations, manage the credit portfolio, and contribute to the organization’s strategic decision-making process by providing expert insights on credit policies.

Key Responsibilities:

• Conduct in-depth assessments of credit applications, analyzing financial statements, risk factors, and borrower qualifications.
• Make recommendations for credit approval or modification in alignment with organizational policies and risk appetite.
• Lead the management of the institution's credit portfolio, ensuring consistent monitoring and adherence to regulatory and internal requirements.
• Collaborate with other departments and executive leadership to develop and implement credit policies, procedures, and strategies that enhance operational efficiency.
• Train and mentor junior credit officers, providing guidance and support to improve their expertise and performance.
• Stay informed about market trends, industry developments, and regulatory changes to adjust risk management practices accordingly.
• Handle escalated issues related to complex credit transactions or challenging customer cases with professionalism and a solution-oriented approach.

Qualifications:

• Bachelor's degree in Finance, Business, Economics, or related field (Master's degree preferred).
• Proven experience in credit analysis, underwriting, or risk management (minimum 8–10 years preferred).
• Advanced knowledge of financial modeling, risk assessment techniques, and industry regulations.
• Strong leadership and decision-making skills, with the ability to manage high-pressure situations effectively.
• Exceptional communication and interpersonal skills for interacting with clients, colleagues, and stakeholders.

About Us:
We are committed to fostering growth, ensuring financial stability, and delivering exceptional customer service. As a Senior Credit Officer, you will have the opportunity to contribute to meaningful and impactful initiatives while advancing your career in an inspiring professional environment.