Benefits:

Bonus based on performance

Company parties

Flexible schedule

Opportunity for advancement

Training & development

Job Title: Sr. Mortgage Loan Originator

Job Type: Full-Time, Commission-Based

Location: Charlotte, NC and surrounding areas

About Us: Motivation Mortgage is a forward-thinking financial institution committed to providing tailored loan solutions to meet our clients' needs. Our success is built on trust, transparency, and the strong relationships we develop with our clients and partners. We’re looking for a motivated, people-oriented Loan Officer to join our team, focusing on building and managing a referral network to drive business growth.

Position Summary: As a Referral-Based Loan Officer, you will be responsible for generating new business through a well-established network of professional relationships. You will work closely with real estate agents, financial planners, attorneys, and other industry professionals to create a steady pipeline of referral-based loan leads. Your role is critical in growing the company’s client base by converting referrals into successful loan applications and approvals.

Key Responsibilities:

Develop and Maintain Relationships: Build and nurture strong, lasting relationships with a variety of referral partners, including real estate agents, brokers, attorneys, and other financial professionals.

Generate Leads: Drive loan origination by leveraging your network to secure client referrals consistently.

Client Consultation: Provide expert advice and guidance to referred clients, ensuring they understand loan products, terms, and conditions.

Loan Application Process: Assist clients in completing loan applications and ensure all required documentation is collected for loan approval.

Stay Informed: Keep up-to-date with the latest market trends, loan products, and lending regulations.

Follow-up and Close: Manage the loan process from start to finish, ensuring timely follow-up with both referral partners and clients to maximize conversion rates.

Achieve Targets: Meet or exceed monthly and quarterly loan origination targets through referrals and networking efforts.

Qualifications:

Proven experience in loan origination, mortgage lending, or a related field.

A well-established network of professionals who can provide referrals (e.g., real estate agents, financial advisors, attorneys).

Excellent communication and relationship-building skills.

Strong knowledge of loan products, lending guidelines, and financial documentation.

Self-motivated, goal-oriented, and able to work independently.

Ability to handle multiple clients and loan processes simultaneously.

What We Offer:

High earning potential with a commission-based structure.

Ongoing training and professional development opportunities.

Supportive and dynamic work environment.

Opportunity to be part of a growing company with strong values and a commitment to client success.

How to Apply: Submit your resume and a cover letter detailing your experience and how your network could contribute to our loan origination efforts.

Flexible work from home options available.