Job Description
The Loan Officer is responsible for proactively soliciting new residential mortgage business and selling current products to meet established loan quality and production goals.
To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill set, and/or abilities needed.
Establishes, develops and maintains client referral relationships with Realtors, builders, developers, and sales calls on potential or existing customers in order to develop new business and/or retain existing business.
Maintains knowledge of current trends, changes and developments in the local real estate market.
Keeps abreast of changing rules, regulations and guidelines from FHMA, FHLMC, FHA, and VA in addition to other investors and agencies.
Stays informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines pertaining to both government insured and privately insured mortgages.
Negotiates price, terms and conditions with mortgagors.
Responsible for the overall customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to: counseling and prequalifying potential home buyers; taking complete and accurate applications; obtaining all necessary support documents along with the appropriate fees and lock-in information; overseeing the loan status to all interested parties; ?
Maintains a professional image and standards consistent with company policies and procedures.
Must have a current and active state license in good standing
United Mortgage Corp offers group medical, dental and vision coverage, a 401(k)-Roth retirement plan, Paid Time Off and Paid Holidays. When applying, please submit your resume.
United Mortgage Corp is an Equal Opportunity Employer. Our Company does not discriminate in our staffing and employment practices on the basis of race, age, disability, gender, sexual or national orientation or any other basis that is prohibited by law.
Company Description
United Mortgages Corp's only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs for only the BEST credit risks. As a mortgage banker, we have many market sources to offer our clients.