Vice President of Lending

CITY & COUNTY CREDIT UNION

Vice President of Lending

Minnetonka, MN
Full Time
Paid
  • Responsibilities

    CCCU is looking for a talented Vice President of Lending who will be responsible for overseeing and managing the lending operations of the credit union, including:

    • Consumer Lending,
    • Real Estate Lending,
    • Indirect Lending,
    • Business Lending,
    • Student Loans, and
    • Special Accounts/Collections.

    This involves all areas of responsibility in regard to lending policies, procedures, and strategies to maximize loan growth, profitability and portfolio quality.

    You will play a critical role in the credit union's success in driving loan growth, ensuring compliance, and maintaining high standards of member service. This position requires a strategic leader capable of managing a complex and evolving lending environment.

    Salary: $155,131.68 - $193,914.60 annually

    **** Responsibilities :

    • Set and maintain goals and objectives for each assigned department. Create and execute a strategic plan to achieve organizational goals for all of CCCU's lending departments.
    • Monitor and analyze market trends to identify opportunities for loan product development and growth.
    • Evaluate the quality of the portfolio and recommends policy and procedure changes as necessary to meet the Credit Union's standards and objectives.
    • Serve as a member of the senior management team of the credit union, participating in the highest level of decision-making and collaboration to align lending strategies with overall business objectives.
    • Create and implement lending programs, delivery services, policies and processes for the credit union keeping risk management and member satisfaction balanced while maintaining regulatory standards and industry best practices.
    • Directly responsible to the Board of Directors for the Credit Union's loan portfolio.
    • Manages relationships with outside vendors, etc.
    • Follow Bank Secrecy Act (BSA) policies and procedures as they relate to this position.
    • Other responsibilities as assigned.

    Skills:

    • A minimum of a Bachelor’s Degree in Finance/Business/Accounting or a related field.
    • 5-8 years of previous credit union/financial institution management experience is required.
    • Extensive experience in lending, credit analysis, and risk management, with a proven track record in a senior leadership role.
      • Excellent communication skills: verbal, written and in presenting.
    • Solid understanding of state and federal laws and regulations that impact all areas of the credit union.
    • Highly organized, self-motivated, and self-managed.
    • Able to handle multiple tasks and change priorities, as needed.
    • Strong analytical and project management skills, leadership qualities including strong human relations.
    • Proficient in financial analysis software and loan management systems.
    • Strong computer skills in Microsoft Office Suite are required
    • Must be a licensed driver with a working automobile available to you at all times.

    Benefits:

    • Health, dental and vision insurance
    • Health Savings/Flexible Spending accounts
    • 401k and pension plans
    • Life insurance and supplemental insurance
    • Paid time off out of the office - Vacation time, Sick time and Paid Holidays
    • Plus much more!