CCCU is looking for a talented Vice President of Lending who will be responsible for overseeing and managing the lending operations of the credit union, including:
- Consumer Lending,
- Real Estate Lending,
- Indirect Lending,
- Business Lending,
- Student Loans, and
- Special Accounts/Collections.
This involves all areas of responsibility in regard to lending policies, procedures, and strategies to maximize loan growth, profitability and portfolio quality.
You will play a critical role in the credit union's success in driving loan growth, ensuring compliance, and maintaining high standards of member service. This position requires a strategic leader capable of managing a complex and evolving lending environment.
Salary: $155,131.68 - $193,914.60 annually
**** Responsibilities :
- Set and maintain goals and objectives for each assigned department. Create and execute a strategic plan to achieve organizational goals for all of CCCU's lending departments.
- Monitor and analyze market trends to identify opportunities for loan product development and growth.
- Evaluate the quality of the portfolio and recommends policy and procedure changes as necessary to meet the Credit Union's standards and objectives.
- Serve as a member of the senior management team of the credit union, participating in the highest level of decision-making and collaboration to align lending strategies with overall business objectives.
- Create and implement lending programs, delivery services, policies and processes for the credit union keeping risk management and member satisfaction balanced while maintaining regulatory standards and industry best practices.
- Directly responsible to the Board of Directors for the Credit Union's loan portfolio.
- Manages relationships with outside vendors, etc.
- Follow Bank Secrecy Act (BSA) policies and procedures as they relate to this position.
- Other responsibilities as assigned.
Skills:
- A minimum of a Bachelor’s Degree in Finance/Business/Accounting or a related field.
- 5-8 years of previous credit union/financial institution management experience is required.
- Extensive experience in lending, credit analysis, and risk management, with a proven track record in a senior leadership role.
- Excellent communication skills: verbal, written and in presenting.
- Solid understanding of state and federal laws and regulations that impact all areas of the credit union.
- Highly organized, self-motivated, and self-managed.
- Able to handle multiple tasks and change priorities, as needed.
- Strong analytical and project management skills, leadership qualities including strong human relations.
- Proficient in financial analysis software and loan management systems.
- Strong computer skills in Microsoft Office Suite are required
- Must be a licensed driver with a working automobile available to you at all times.
Benefits:
- Health, dental and vision insurance
- Health Savings/Flexible Spending accounts
- 401k and pension plans
- Life insurance and supplemental insurance
- Paid time off out of the office - Vacation time, Sick time and Paid Holidays
- Plus much more!