About Zippy:

• Zippy provides fast, simple home loans & insurance to manufactured home buyers located in communities throughout Texas
• We’re digitally native and located at zippymh.com!
• We’ve built our culture on a fanatical focus on improving consumers financial outcomes through great technology
• We are a well-funded startup backed by institutional investors with competitive pay, incentive stock options, and excellent benefits
• We are a location flexible, remote-first organization with headquarters in Austin, TX
• Our team members also live throughout the country in Dallas, Houston, Knoxville, Omaha, Philadelphia, Phoenix, and San Antonio!

Job Description:

The Loan Processor oversees the gathering and evaluating the necessary paperwork and documentation required for someone to apply for a loan. They will work closely with MLOs and Underwriters to ensure a smooth process for applicants. Currently, Zippy does not anticipate Loan Processors will interact directly with customers – MLOs will handle all customer interactions. But, this is subject to change.

Desired Mentality:

• Passionate about creating better consumer outcomes and solving the affordable housing crisis
• Team player that is self-motivated, creative, and solutions-focused

  Anticipated Responsibilities:

• Supporting Document Collection: Ensure MLO is requesting necessary documents from applicants
• Ordering Documents: Order appraisals, insurance, and tax certificates. These documents require familiarity with individual loan files
• Checking Documents: Provide quality assurance for all documents during the document collection and closing processes
• Teamwork: Assist MLO and Underwriter with any requests needed to complete and process applications
• Feedback and Ownership: Zippy is building its technology and requires feedback from users (that’s you!) on our systems. How can we improve? What are we missing? We expect feedback on our systems and ownership of the process from you
• Preliminary Underwriting: Fill in preliminary spreadsheets to help underwriters work more efficiently
• Share Best Practices: Share best practices, prior experience, new learnings, and challenges across a growing team of MLOs working to disrupt manufactured housing finance

Qualifications:

• Two (2+) years experience in loan processing in the housing market, manufactured housing experience appreciated
• Comfortable in an uncertain, fast-paced environment that will evolve as our technology and business scales
• Proactive and autonomous worker
• Collaborative and innovative with a strong desire for the entire team to win together
• Proficiency in Microsoft Office and other software tools
• Undergraduate degree or extended relevant work experience

Compensation & Benefits:

• Salaried W-2 employee
• Quarterly incentive compensation
• Incentive stock options (Equity) in Zippy (indicative valuation cap of $40 million in our most recent venture round, up from $12 million in September 2021)
• Excellent health, vision, and dental benefits
• Training and licensing support
• Strong potential for growth – potential subsequent roles include Processing Manager, Junior Underwriter, or MLO

Join Our Team!

By building the first digitally native loan origination platform for manufactured home loans, you will be responsible for:

• Delivering the value of tech transparency to an inefficient but growing market
• Improving the lives of over 22 million Americans who live in manufactured homes today
• Expanding access to new homeownership at a time of intense housing insecurity